Four Things That Help Determine Your Mortgage Rate

by Julia Lowell | Oct 12, 2022 | Buyers, Down Payments, First Time Home Buyers

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If...

Homeownership Could Be in Reach with Down Payment Assistance Programs

by Julia Lowell | Jun 29, 2022 | Buyers, Buying Myths, Down Payments

A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good...

Three Tips for First-Time Homebuyers

by Julia Lowell | May 5, 2022 | Buyers, Buying Myths, Down Payments, First Time Home Buyers

Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing...

VA Loans: Helping Veterans Achieve Their Homeownership Dreams

by Julia Lowell | Nov 11, 2021 | Buyers, Buying Myths, Down Payments

The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of the program: “The objective of the VA Home Loan Guaranty program is to help...

Why Waiting to Buy a Home Could Cost You a Small Fortune

by Julia Lowell | May 6, 2021 | Buyers, Down Payments, First Time Home Buyers

Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no...

Financial Fundamentals for Homebuyers [INFOGRAPHIC]

by Julia Lowell | Jan 22, 2021 | Buyers, Buying Myths, Down Payments, First Time Home Buyers, Infographic

Some Highlights When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses. From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on...